If you have poor driving records, getting cheap auto insurance can be difficult. In New York, a DUI conviction can mean that your annual car insurance rates will rise on average by $1208. There are options to obtain a lower rate. State Farm Insurance, Liberty Mutual Insurance, and GEICO offer affordable coverage.
State Farm
State Farm is a great option for New Yorkers looking for affordable auto insurance. The company is known for its great insurance coverage and generous student discounts. Steer Clear(r), an app for young drivers that helps them improve their driving skills, is offered by the company. Policyholders over 50 can enjoy a range of discounts and savings on car insurance to ensure they are accident-free.
State Farm also offers coverage to homeowners and renters. This insurance covers your property and personal belongings in the unlikely event of an unfortunate accident. It can also cover your belongings in case of a theft or damage. It offers a network to assist you in getting your car repaired.
You can save money by consolidating your home and auto insurance policies through the company. It also offers rent-a-car and rideshare insurance. Its auto insurance in New York is suitable for people who are new to driving and for business travelers.
Liberty Mutual
Liberty Mutual is a reliable company for drivers in New York. They offer great rates, discounts, and easy online policies. You can manage your policy online and pay your bills online. This company is ideal for drivers who have a DIY mindset. Some drivers were disappointed with their experience with the company and cited poor customer service.
Liberty Mutual offers a Pay-Per-Mile program. This allows you to only pay for how many miles you drive each month. The plan offers coverage for accidents, as well as a money back guarantee. A pay-permile policy is a good way to save money on car insurance.
Liberty Mutual also offers no-fault coverage, which pays for medical expenses, even if you were at fault. If your car is damaged or destroyed, you can get new car replacement insurance. This coverage is required in New York.
GEICO
New Yorkers who need car insurance may be interested to learn more about GEICO New York car insurance. These companies are known for offering competitive rates on insurance. Brooklyn residents can also find agents to help them save money on their insurance.
GEICO offers many coverage options, including bodily Injury liability and property damages liability. It also provides uninsured motorist insurance. GEICO offers discounts not only for regular coverage, but also for military personnel or good students. GEICO New York Car Insurance is flexible enough to suit any budget.
GEICO offers many discounts in New York as part of their commitment to affordable, responsible car insurance. For instance, GEICO offers a good driver discount for drivers with five years of accident-free driving experience. You can also get a discount if your are a member or military employee.