Healthy Paws Pet Insurance provides a simple plan which covers up to 90% your pet's healthcare bills. This plan has no per-incident, lifetime, or annual payout caps. There are however some limitations to the plan. These include the non-coverage for preexisting diseases. These are some of the important points you need to remember when looking for pet insurance.
Exclusions
Healthy Paws pet insurance does not cover many common expenses for pets and cats. Some medical conditions, such as behavioral modifications, therapy and elective procedures, may not be covered by Healthy Paws pet insurance. Pre-existing conditions are also excluded from the policy. For complete details, consult your policy documents.
Pre-existing conditions, anal hormone expression, and elective procedures are not covered by Healthy Paws Insurance. However, it covers dental care, extractions and reconstructive procedures.
Limitations on coverage
Healthy Paws is a policy that offers pet insurance with a range. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. In such cases, you may be better off buying an additional wellness plan from another provider.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. A 12-month waiting time is required before benefits are paid for hip dysplasia.
Cost of coverage
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company offers coverage for hip dysplasia, dental disease, and wellness care. But, pre-existing condition may not be covered. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet insurance costs less than traditional cat insurance. The monthly cost of coverage for a young cat is as low at $15 per calendar month. The cost of coverage for older cats could reach $90 per month. While coverage is allowed for animals up to 14-years old, the reimbursement percentage can be limited. Older pets may not receive the full cost of the procedure.
Review of healthy paws pet coverage
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Healthy Paws is an excellent insurance provider, with a strong reputation and great customer service. The company is also accredited by the Better Business Bureau. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws' claims process takes just minutes and there are no waiting times. Customers can easily get an online quote within minutes. Then, they can choose the deductible level and the reimbursement amount that interests them. Customers can then order a policy from the website.