There are many types and options for dog health insurance. You can pick the right coverage for your dog, based on their current health. Dog health insurance is very beneficial for senior dogs that are in poor health. It covers medical expenses for a variety of conditions, including heart disease, cancer, and dental problems.
Plans for Pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. These policies can be obtained through many companies. In addition, many companies offer wellness add-ons to improve your pet's wellbeing. The best companies provide comprehensive coverage and can customize to meet your pet's needs and budget.
Healthy Paws pet insurance policy covers your dog's head to toe. It covers accidental injuries, illnesses, and certain genetic conditions. You have the option to add surgery and alternative treatments or limit coverage to routine exams. Healthy Paws offers both a lifetime and a single accident and illness policy to dogs and cats. The policy does not have a per-incident cap and has deductibles that range from $100 up to $500.
Healthy Paws
Healthy Paws, a company known for providing dog insurance, is trusted. Its policies are underwritten by the Chubb Group, which has a $25 billion surplus and an A+ rating with credit rating agencies. It is also accredited with the Better Business Bureau. Customers praise the company for its customer service, claims process and premiums.
While Healthy Paws does not cover every medical expense, it does cover emergency care and vet visit fees. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan also does not have an annual limit and requires that you enroll for at least 15 days. This is not as bad as other dog insurance plans which require you to enroll for at least one year before your pet receives coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. There are many options to choose from. Their comprehensive coverage plan covers a variety of health problems. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA dog health insurance reimburses up to 90% of covered vet bills. These plans can be customized to provide the coverage you need, depending on your budget. You can also pick a percent for reimbursement or a deductible. You can also choose which veterinarian you would like to use. You can submit a claim online or through the mail.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. Their Whole Pet Plan provides complete coverage for your dogs and includes a $3,000 Emergency Protection Fund. These plans are affordable and cover up to six pets. You have the option of accident coverage only or coverage for both illness and accidents.
Comprehensive plans cover all costs associated to accidents and illnesses. You can add wellness coverage on to your policy. Comprehensive policies can cover everything, including wellness exams, dental care, vaccinations, and behavioral therapy. XL Specialty Insurance Company has many locations that offer the best dog health insurance.
Direct Line
Direct Line Dog Insurance offers many options for pet owners. These options include a fixed policy with a maximum excess, flexible policies, and optional extras. These options are beneficial for owners who want lower premiums. Trustpilot gives the company a high rating, scoring 3.8 out 5 stars.
A discount is available for multiple pets. This discount is only valid for the first 12 month of your policy. Premiums tend to rise every year. The plans do NOT provide lifetime protection and the maximum benefit for each condition is fixed. Dental care is not covered by pet health insurance.