It is vital to have car insurance in Houston, because of the high accident rates. It also helps keep your car safe from theft and damage. The right insurance can help you avoid paying a fortune in repairs for your vehicle.
Houston auto insurance rates vary depending upon many factors. These include the location of the drivers, their driving records, and the type vehicle they drive. Our list of top Houston car insurance companies will help you find the best quote for your needs.
Policygenius allows you to compare auto insurance quotes online from leading companies in Houston including Liberty Mutual Allstate State Farm. Their website allows users to compare insurance rates, customer satisfaction ratings and more. Even their tool can help you to find discounts or add-ons, which will lower your premium.
Allstate
Allstate offers standard auto insurance, as well as commercial auto and motorcycle policies. They offer a range of discounts for good drivers and other benefits. Also, they offer accident forgiveness and no claims. There is also a Spanish speaking department that offers roadside support to Houston-based drivers.
Liberty Mutual
Liberty Mutual provides auto insurance and home insurance for Texans. Also, they offer policies to students and members of the military. Their website has resources to help you decide what type of car insurance is right for you, and they have an online auto knowledge center that can give you advice on how to reduce your rates.
State Farm
State Farm, a leader in auto insurance across the United States, is located in Texas. State Farm offers many coverage options as well as a claims-free warranty. They also provide discounts to safe drivers, defensive-driving courses, and antitheft devices.
Progressive
Progressive Company offers many discounts and has been around since over 100 years. They offer a number of discounts to their customers, and they've recently launched a new app that lets you quickly and easily receive a quote on your phone.
Auto insurance houston tx
Houston's car insurance rates will likely be higher than in other parts of the city. This is because Houston has a high population and frequent traffic, so it's important to make sure that you have enough insurance.
Keep Your Record Clean
The best way to maintain affordable auto insurance is to have a clean record. Having speeding citations, reckless driving charges, DUIs and DWIs and at-fault accidents on your record will increase your rates. These incidents and citations are usually on your record for a period of three to five-years.
Gender
Gender of the driver can also influence their rate. In general, women are less expensive to cover than men and also drive more safely.
Bundling multiple insurance policies can be a great option.