Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan has no lifetime, annual, or per-incident payout caps. However, there are limitations to this plan. For example, it does not cover preexisting conditions. These are some of the important points you need to remember when looking for pet insurance.
Exclusions
Healthy Paws pet insurance coverage excludes many common medical expenses for dogs and cats. Certain medical conditions may not be covered, including elective procedures, boarding, behavioral modifications, therapy, and certain types of skin rashes. The policy also excludes pre-existing conditions. For complete details, consult your policy documents.
Pre-existing conditions and anal gland expression are not covered by Healthy Paws insurance. They also do not cover elective procedures. However, it does cover dental care, extractions, and reconstructive surgery.
Coverage limitations
Healthy Paws has a range coverage options for pet insurance. But, the policy does have some limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In such cases, an alternative plan of wellness might be more cost-effective.
Healthy Paws excludes preventative and routine veterinary care, in addition to the limitations outlined above. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Cost of coverage
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company provides coverage for wellness, hip dysplasia, and dental disease. However, you should keep in mind that pre-existing conditions may not be covered under the plan. You can adjust the monthly premiums or your deductible.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. Coverage for older cats can cost up to $90 per month. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. The cost of the procedure may not be covered for older pets.
Review of healthy Paws pet insurance
When choosing a pet insurance plan, you'll want to make sure that it covers all of the costs of your pet's health care, including exams and diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau also has an accreditation for the company. Customers have praised Healthy Paws's coverage, premiums, claims process, as well as its customer service.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can obtain an instant online quote and choose the deductible or reimbursement level that they prefer. Customers can then purchase a policy online.