There are many kinds of dog insurance. Based on your dog's health, you can select the coverage that is most beneficial for him or her. Dog health insurance is particularly helpful for older dogs with poor health. You can get medical coverage for a range of illnesses, such as heart disease, dental problems, and cancer.
Plans for Pets
A dog health plan will ensure that you do not have to worry about costly diagnostic tests and paying for vet visits. These policies can be purchased through a variety of companies. Many companies offer wellness services to improve your pet’s overall health. The best companies offer comprehensive coverage, as well as customization options to suit your budget and pet’s medical needs.
Healthy Paws' pet insurance policy covers a dog's entire health from head to tail. It covers all types of injuries, illnesses, as well as genetic conditions. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws offers both a lifetime and a single accident and illness policy to dogs and cats. The policy has no per-incident benefits cap and deductibles that range between $100 to $500.
Healthy Paws
Healthy Paws Insurance is a reliable company for dog health insurance. Its policies will be underwritten by the Chubb Group. The group has a $25B surplus and an A+ rating in credit rating agencies. It is also accredited through the Better Business Bureau. Its customers are very pleased with the company's customer support, claims process, premiums, and customer service.
While Healthy Paws does not cover every medical expense, it does cover emergency care and vet visit fees. There are some restrictions to this plan, such as a waiting period that can last up to two weeks, or 15 days, for conditions like hip dysplasia. The plan does not have an annual limit. You must enroll for at most 15 days. This is not as bad as other dog insurance plans which require you to enroll for at least one year before your pet receives coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. It has a number of different plans to choose from. It covers a wide range of health issues. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA can reimburse up to 90% for covered vet bills. You can customize the plans to get the coverage that you require, based on your budget. You can also select a deductible or reimbursement percentage. You can choose to see any veterinarian you want. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company offers a variety of coverage options for your dog. The Whole Pet plan includes $3,000 in emergency protection and comprehensive coverage. These plans can be used to cover up six pets and are very affordable. You can choose from accident only coverage, or coverage for both illnesses and accidents.
Comprehensive plans provide coverage for all costs related to illness and accidents. You can also add wellness coverage to your policy. Comprehensive policies can cover everything, including wellness exams, dental care, vaccinations, and behavioral therapy. XL Specialty Insurance Company offers best-in-class dog insurance. They have many locations.
Direct Line
Direct Line Dog Insurance offers many options for pet owners. These options include a fixed excess, a flexible policy, and optional extras. These features are helpful for owners looking for lower premiums. Trustpilot gives the company a high rating, scoring 3.8 out 5 stars.
Discounts are available for pet owners who have more than one animal. However, this discount is only available for the first 12 months of your policy. Premiums tend to rise every year. The plans do NOT provide lifetime protection and the maximum benefit for each condition is fixed. Pet insurance does not cover dental care.