Hartville is one of the largest pet insurers in the United States, offering a range of coverage options that can help to keep your dog or cat healthy and happy. Online reviews show that this company is known for its excellent customer service.
Hartville policies cover many costs associated with your pet's medical and health needs. These include emergency care, surgical procedures, diagnostic tests, and veterinary medications. Hereditary conditions, behavioral issues and other problems are also covered.
The insurance is available in Canada, all 50 states, and three territories. As long as the clinics are licensed and within network, your policy will cover treatment at any veterinarian clinic in the U.S.
In addition to accident and illness coverage, Hartville offers a range of preventative care plans, as well as dental care coverage. By preventing disease and illness, these types of plans will save you money.
With their mobile app and simple online tools, choosing the best Hartville pet insurance is easy. Direct deposit is available to receive your reimbursements more quickly.
The company's main focus is on customer service and customer satisfaction, as shown by the BBB rating it holds and the stellar Trustpilot ratings based on 197 reviews. The company's staff are knowledgeable, friendly and responsive.
Hartville is a part of the Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance, Premier Pet Insurance, and Petshealth Care Plan.
The company offers competitive prices, with a plan that covers accidents only starting at about $4 per monthly and a policy covering pet health up to approximately $45 per month. Hartville also offers several benefits not available from its competitors, such as microchipping and behavioral therapy.
Most people cannot afford the high premiums for this pet insurer. This is particularly true for the cheapest policy that only covers accidents or illnesses.
All claims must be paid in full, including the monthly fee. You can choose to add preventive packages to your package for a fee.
If your pet is diagnosed with a pre-existing condition, Hartville will require you to provide a certificate of good health for the condition, along with your pet's vaccination records and health record from their previous veterinarian. Hartville staff will review the claim for your pet once you have submitted all of the required information.
You will receive a cheque in the mail once your claim has been processed. You can also track the progress of your claim through the company's member portal or smartphone app.
Before signing up for any insurance plan, make sure you read all the terms and condition. You'll avoid any unexpected surprises once the reimbursements start coming in.
Also, you should read the list exclusions of any pet insurance provider before signing on. These exclusions can include cosmetic procedures, genetic conditions, and breeding expenses.