AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is essential to understand what coverage you have in your policy.
COVID-19-related sickness coverage
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also offers other benefits like trip cancellation or interruption coverage, as well as emergency medical coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They can give you all the documentation and information necessary to get the treatment you desire. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. You may also be able to find an alternative transportation option if your plane is experiencing mechanical difficulties.
Missing connections are covered by many insurers, but you should verify that your policy covers such cases. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers personal items like clothes, toiletries, or other necessities. It reimburses up to the policy limit which is usually $500 to $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. There may be a deductible attached to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Your baggage delay coverage will not cover delayed or lost bags that are returned after a 12-hour period. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance travel emergency evacuation plans offer comprehensive coverage for travelers' medical needs. The most sought-after plan includes up to $500k emergency medical evacuation coverage and 50% reimbursement for trip interruptions. You can also add ons like a wedding or pet package, or an inconvenience bundle. This covers closed attractions and the cost of renting a vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. These plans are extremely useful when you're traveling to remote areas and don't have medical care. There are also repatriation options for the family members of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans include baggage that is lost or delayed.