Healthy Paws provides pet insurance that covers accidents and illnesses in dogs and cats. This is an affordable option for younger pet owners. It covers cancer treatment, emergency care, congenital and hereditary conditions, dental treatments and alternative therapies like chiropractic and acupuncture.
Healthy Paws is an excellent choice for younger dogs or cats because there are no payout limits per condition, annually or in lifetime and the policy allows for paperless claims. It is easy to submit your vet bill and track the status of a claim using their mobile app. You can also submit a vet bill photo using their website or app to receive a quick payout.
How to obtain a Healthy Paws quote
In order to begin the process of obtaining a pet insurance policy from healthy paws, you will need your pet's age, breed and location. Next, you will get a quote that gives you an idea about the price and benefits of your policy. Once you've determined the best fit for your pet, you can complete the enrollment process and initiate your policy's waiting period.
The Waiting period and Exclusions
All Healthy Paws policies have a 15-day waiting period for accident and illness claims. Healthy Paws will not pay for any veterinary fees during the first 15-day period following the effective date of your policy. Hip dysplasia is also excluded for newly enrolled dogs.
Healthy Paws only accepts registered breeds of dogs and cats. If your pet has a hybrid or a mixed breed, they may be subjected to additional requirements.
For your pet's medical needs, you can select a greater reimbursement level. This will allow you to reduce your deductible.
This company can also help pet owners choose the right policy, and manage their account. You can use their online Customer Center to track the progress of your policy, make changes, or cancel it.
They also have a 24/7 pet health line. You can ask them questions about the condition of your pet or its treatment. They will also be able to connect you with a local veterinarian.
What to expect from the Healthy Paws claim and reimbursement processes
The company will send an email to you with instructions on how to submit the vet bill. This email will give you instructions on how to submit your vet bill online by taking a picture.
After you've submitted your claim, you'll receive a check in the mail within 3-5 days of submitting it. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to Cancel Your Healthy Paws Pet Insurance Policy
You can cancel your Healthy Paws policy via email, fax, or regular mail. You'll receive your full refund if cancelling within 30days from the date of enrollment. If you cancel outside of this 30-day period, a cancellation penalty may apply.