There are many things that you can do to ensure your pet is well-prepared for any medical emergency. Pet insurance is one option. This can help prevent you from having to use funds from your emergency savings account, which is something you do not want to do. Consider supplementary fees and be aware of the limits and deductibles on your policy.
Pet insurance can be a great way to save money on your pet's medical bills if they are injured or become ill. In fact, a recent study found that the average cost of veterinary care for dogs and cats in the United States was $15 billion in 2016. A pet insurance policy can save you from having to dip into the family's emergency funds when it comes to paying for medical treatment.
Many pet insurance MA providers offer insurance policies for pets. The cost of a policy will depend on whether your pet is over age or if you are looking for specific coverage. Most policies provide protection against illness and injuries, and they may also provide after-death compensation.
Some pet insurance companies provide additional coverage for wellness. Wellness coverage provides coverage for routine checkups, dental cleanings, and flea, tick, and heartworm treatments. Not all insurance companies offer this level of coverage. It is important to review the fine print and make decisions based upon your pet's current health and your budget.
Some insurers will pay 100% of your vet bill once you reach your deductible. Others will reimburse 70%, 30%, or 20%. You should sign up for a plan with a higher reimbursement rate if you have a large vet bills.
Many MA insurance providers offer free quotes for pet insurance. They will also require some basic information about your pet, including its breed, age, and pedigree. After you submit these details, you will get a free quote. Get a free quote to get an idea of the cost of a policy.
Some pet insurance MA companies provide optional add-ons like lost pet and burial coverage. Also, you might consider an accident-only policy which covers medical emergencies as well as surgery and dental care.
GEICO / Embrace provides a free, comprehensive medical history review for policyholders. This will help you determine if your pet has pre-existing conditions, which will be excluded from most pet insurance plans.
If you are not satisfied with your policy, Embrace offers a full refund. To get a full refund, you may return your policy within 30 calendar days. Embrace does NOT offer a separate Wellness Policy. You will need to choose another company if wellness care is important to you.
You may also be reimbursed by some companies for the entire cost of your veterinarian's visit. Other insurers will have a higher deductible, so you'll have to pay more out-of-pocket when you need to file a claim.