Pet insurance offers a way to save on the cost of medical care for your pet. Pet insurance can save you thousands in vet costs over the course of your pet's life. It can also give you peace of mind knowing that you'll have access to veterinary services at the most affordable prices.
Best Pet Insurance Colorado
Whether you're new to pet ownership or just looking to upgrade your existing policy, it's important to find the best coverage for your budget and needs. We compared Colorado pet insurance providers to find the ones that offer the best coverage for your pet.
Lemonade comes out on top as our best Colorado dog insurer. Lemonade has a very simple claims process. You can customize the deductibles, payout rate and coverage limits. It's also among the few insurance companies that allow you to set coverage limits for each condition, rather than annual ones.
Add-ons such as cancer treatment, emergency boarding and kennel charges can be added to your policy. You can choose plans that offer unlimited coverage. This means you will never be required to pay any vet costs after your deductible.
Selecting an insurer that offers a $50 annual deductible will help you lower your insurance costs. This yearly cost can be offset by using the deductible.
Accident-only plan: For a more basic insurance option, you can get an accident-only plan that covers everything from bite wounds and broken bones to hospitalization, surgery, and radiology services. This type is less expensive that an accident and illnesses plan which offers more comprehensive cover for things such as cancer, hereditary disorders, general health.
Essential plan: An essential plan offers the best protection. It has all the advantages of an accident only plan, plus cancer treatments, congenital conditions, and hereditary illnesses. A wellness add-on is available for items such as vaccines, prescription medications, and prescription food.
Healthy Paws provides a range of plans that include accident-only coverage, essential coverage, and top tier. The Accident-Only plan, which costs only $10 per month, covers hospitalizations, radiology, alternative therapies and bite wounds.
Figo also offers fast coverage. With a 24-hour waiting period, Figo's accident-only and essential plans kick in faster than other pet insurance options in the state. Also included is an Extra Pack which includes end-oflife expenses, cancellation fees for vacations, liability coverage against third party property damage, and much more.
The cost of pet coverage in the Centennial State varies greatly based on factors such as your dog’s age, its breed, and where you live. Insurance can become more costly for some dogs and cat breeds because of their higher likelihood to need veterinary care. Some insurers have higher rates on older pets. Other companies have different prices for different breeds.