Figo Pet Insurance offers comprehensive insurance coverage. It also allows you to choose between one of three annual benefits options: Preferred, Essential or Ultimate. You can also select optional wellness programs that cover regular bloodwork and vaccinations. Figo also offers a "Pet Cloud," mobile app that will allow you to manage the health of your pet. It costs a monthly fee. The app allows you to access many features such as a medical record view and emergency care advice. You can also remind yourself of upcoming appointments.
Fill out the online application to get Figo's pet insurance. In order to enroll in Figo pet insurance, you will need to fill out an online application. You can also choose to pay an upfront deductible, which will affect your premium. The vet's forms can help waive the deductible. Figo offers a 30-day guarantee for a full refund. You have up to one year to file a claim or receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo is available across all 50 states. Customers can choose from a $100 to $1,500 deductible depending on their plan. For each year your pet's insurance has been in force, the deductible is decreased by $50. Additionally, Figo offers a 5% discount for multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo also offers a GPS collar to help you track your pet. It's ideal for pets that roam. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies will cover any major illness and injury. They also include veterinarian exams and non-routine dentistry care. Some plans can be paired with an extra package, which covers third party property damage up to 10,000.
Figo also offers coverage for hereditary conditions. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo has no upper age limit. However most insurance companies have limitations for new policies.
Figo provides 24/7 live vet chat. The company also offers an electronic filing system and tracking system that makes it easy to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud App is extremely popular among users. You can communicate with a live vet and choose from a variety of reimbursement rates. You can also get urgent care advice through the app. When you need to submit a case, the app will allow you to do so electronically.