Pet insurance is a great way to ensure your dog or cat receives the veterinary care they need. Pet insurance can help save you money on the long-term by helping to avoid expensive out-of-pocket vet expenses.
Wisconsin Pet, WI State Cat
Getting a pet is one of the best things you can do for yourself and your family. You'll have a lifelong companion, and will be able share your experiences and see them grow.
It can be stressful to bring a new pet into your home, especially for those who don't know what they are doing. Having pet cover can reduce your stress levels and help you focus on your animal's wellbeing instead of financial worries.
You can find affordable pet insurance options by shopping around. We gathered quotes on pet insurance across the state from various providers, including Madison Milwaukee Green Bay.
The cost of pet insurance can vary depending on your pet's age, breed, and the amount you are willing to pay. As an example, in Milwaukee a Goldendoodle aged 1 year would cost about $17 a monthly for $10k of coverage. The reimbursement is 80% and the deductible is $250.
You can also reduce the costs of your policy by choosing a higher deductible or a plan with no annual maximums and copayments. These deductibles range between $50 and $1,000, but you will have to pay them out-of-pocket for the first year before your insurance provider will reimburse you.
Embrace
Embrace, a leading pet insurance company in Wisconsin, offers five deductibles and a Healthy Pet deductible that reduces your deductible every year you do not file a claim. Its accident-and-illness plan covers chronic illnesses, dental trauma, genetic disorders, prescription drugs and cancer.
It also offers coverage for emergency visits, maternity and pregnancy-related issues, surgery and other treatments. It also offers wellness riders and preventative health care services.
The health of a dog or cat can be affected in an instant. Some of the most common problems are allergies, heartworm disease and diseases caused by fleas or ticks. These issues can often be treated easily by veterinarians.
However, some of the issues may be more serious. They could require surgery. You should purchase pet insurance immediately after you bring home your new pet.
Most insurance companies won't cover preexisting illnesses. The most common health problems that are excluded from coverage include diabetes, cancer, heart disease, and kidney diseases.