The best homeowners insurance is available in Georgia. We've compiled a list with the top home insurers in the state, including their coverage, discounts, customer service scores and more.
Homeowners Insurance in Georgia at Lowest Prices
Insurance rates are influenced by many factors, such as the size of your property and your individual risk profile. In addition, you'll need to choose your deductible, which is the amount you'll pay out of pocket before your insurer starts to cover the rest of your claim.
Georgia is a hot climate. Despite this, Georgia homeowners should have insurance that covers damage from natural disasters. Some policies include flood insurance.
The majority of Georgia homeowners don't require flood insurance, but if you live in an area that is prone to flooding it may be worth getting additional coverage. It includes policies with a flood endorsement and those provided by the National Flood Insurance Program.
Country Financial ranks first in overall satisfaction
Country Financial is the most popular home insurance company in the state, and its policies offer plenty of coverage options at competitive prices. It is also rated highly for its customer service. Policies are available in all areas of the State.
Farmers ranked first in affordability
Farmers, the state's lowest-cost home insurer, offers an average of $703 in annual premiums. This makes it a popular choice among homeowners who are looking to cut costs on their insurance policy. You can get discounts by installing protection devices in your home or being claim-free.
USAA ranks highest for military families
USAA provides excellent coverage for your belongings if you are a member of or have a relative who is. The company offers discounts for paying on time, bundling multiple policies and being a loyal member.
Progressive is the cheapest homeowners insurance in Georgia, and offers fairly standard coverages that protect your home, your personal belongings and your liability. It also has a strong reputation for its customer service.
Cincinnati Financial also offers policies at a reasonable price for Georgia homeowners. ValuePenguin ranked the company's customer service as among the best in the country.
Allstate's homeowner insurance is the fifth best in the country. It offers many options for coverage. Its policies combine traditional homeowners insurance with options that are tailored to your particular situation, such a condo and renter's coverage.
If you want to cover your belongings in case of theft or loss, then you can purchase a separate policy. This will include jewelry and clothing. These policies typically have higher limits than standard homeowners policies.