Hartville Pet Insurance is the largest pet insurance provider in the United States. The company offers a number of coverage choices that will help you keep your cat and dog happy and healthy. The company's online reviews demonstrate that it has a great reputation for service.
Hartville policies cover many costs associated with your pet's medical and health needs. These include emergency care, surgical procedures, diagnostic tests, and veterinary medications. Hereditary conditions, behavioral issues and other problems are also covered.
The insurance is available in Canada, all 50 states, and three territories. As long as the clinics are licensed and within network, your policy will cover treatment at any veterinarian clinic in the U.S.
Hartville provides dental and preventative plans in addition to illness and accident coverage. These plans are designed to prevent disease and illness. They can save you money by reducing vet costs.
Hartville offers a simple mobile app that makes choosing the right plan for your pet easy. You can set up direct deposits and receive reimbursements faster.
As evidenced by its BBB rating and Trustpilot reviews based on 197 customer reviews, the company places a high priority on customer service. Its employees are responsive, friendly, and well-informed.
Hartville is a part of the Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance, Premier Pet Insurance, and Petshealth Care Plan.
Prices are very competitive. Accident-only plans start at $4 per month and go up to $45 for the complete policy. Hartville, in addition to offering a short waiting period, offers many benefits that their competitors do not, including behavioral counseling and microchipping.
This pet insurance provider is not affordable for many. This is especially true for the most affordable policy, which only covers accidents and illnesses.
For any claim, you will also be required to pay deductibles and copayments in addition to your monthly fee. For an extra fee, you can add preventive care to your plan.
If your pet is diagnosed with a pre-existing condition, Hartville will require you to provide a certificate of good health for the condition, along with your pet's vaccination records and health record from their previous veterinarian. Hartville will then review your claim and approve it once you've submitted all the information.
Your claim will be processed and you will get a check via mail. The company also makes it easy to track your claim progress through its member portal and smartphone app.
No matter which pet insurance plan that you select, it is important to review the terms before signing. You'll avoid any unexpected surprises once the reimbursements start coming in.
It's also a good idea to read through the list of exclusions before you sign on with any pet insurance company. Some of these exclusions may include cosmetic procedures, genetic disorders, and breeding costs.