You have many options if you're looking for the best insurance for individuals. It is possible to search online for information about the best plan. There are several options available, so you don't have to worry about spending a lot of money. Additionally, you can find low rates and save time.
Anthem
Anthem is a well-known health insurer and one of the leading three in the individual market. It has nine states of operation, and the plans it offers for health insurance vary from one state to another. Anthem's name is frequently associated with individual insurance plans. However Anthem also offers healthcare insurance through its subsidiaries. Anthem plans are sometimes known as HMOs in some states. In some states, they're known as Empire plans and Compcare plans.
The consumer reviews of Anthem individual health insurance have been mixed. Anthem has a low customer satisfaction rating, which is why the Better Business Bureau rates it an F. Anthem was also cited for twice the number of denied claims than the industry average. Anthem has settled over 61 complaints in the past three year, most of which were about billing and denied claims.
Anthem offers many individual plans for health insurance, from basic coverage to high deductible plans. Individuals looking for affordable coverage will appreciate the company's extensive network of doctors and hospitals. Some customers have found that the high deductibles are too expensive for them.
Anthem offers many Medicare plans in addition to individual health insurance. These plans include critical illness, hospital recovery and accident plans. These policies can be purchased in some states. They provide coverage for prescriptions, deductibles, as well. Many Anthem health plans include vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individuals can get affordable health insurance. Blue Cross Blue Shield Association is able to provide health insurance through their BlueSelect policy, which meets all the requirements of the Affordable Care act. BlueSelect can be purchased through Health Insurance Marketplace.