AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It covers medical expenses for travelers in case of illness or injury. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is essential to understand what coverage you have in your policy.
CoVID-19 related illness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They can give you all the documentation and information necessary to get the treatment you desire. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. Coverage levels can vary between plans.
Baggage delay
Baggage delay cover provides financial assistance in the event of a delay in the arrival of your luggage. It covers personal goods such as clothes, toiletries, etc. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. A deductible could also apply to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. You should always review your policy before you purchase anything. Make sure it contains baggage delay benefits.
Emergency evacuation
AIG Insurance travel emergency evacuation plans offer comprehensive coverage for travelers' medical needs. The most popular plan covers up to $500k in emergency medical care and 50% reimbursement for trip cancellations. There are also add-ons available, such as a pet bundle or wedding package. The inconvenience bundle covers closed attractions and costs of renting a car.
The coverage of emergency medical evacuation plans provides medical transport and air evacuation. They're especially useful when traveling to remote locations without access to medical care. Additional coverage options include repatriation for the family member of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans include baggage that is lost or delayed.